Important life insurance policy buying tips Preparing for a family’s future requires a lot more than saving, reducing and controlling expenses. Life insurance ensures that there is none or minimal disruption when the earning member meets with an unfortunate incident, in terms of debilitation or death.
Wed, 10 Sep 2014 11:44:00 +0530
Renjith R G We are all familiar with Life Insurance and to give them the due, Life Insurance Companies have actually done a appreciable job of promoting the product.
Mon, 08 Sep 2014 15:29:08 +0530
Deepak Yohannan Claim settlement ratio in the case of life insurance refers to the number of claims that the insurer has paid following the death of policyholders. Thus, if a life insurer has a claims settlement ratio of 60 percent, it means that the insurer pays 60 out of every 100 claims filed when the policyholder dies.
Mon, 08 Sep 2014 10:37:31 +0530
Adhil Shetty Health insurance is critical for everyone. Unlike earlier times when you had to make cash or cheque payment for your health insurance, nowadays, insurance companies accept credit card payments towards health insurance premiums.
Tue, 02 Sep 2014 16:41:02 +0530
Smitha Hari Change of jobs, waiting period between job changes, desire to start your own venture, cost cutting initiatives by employer and retirement are reasons why a secondary health insurance can make a huge difference.
Mon, 25 Aug 2014 13:07:47 +0530
Deepak Yohannan The awareness that health insurance is crucial has gained traction only in recent years, fuelled largely by runaway medical inflation.
Wed, 13 Aug 2014 17:33:49 +0530
Adhil Shetty Most insurance companies offer life insurance up to 60 or 65 years of age but if your family is still dependant on your earnings, it makes sense to consider insurance post 60 as well.
Fri, 08 Aug 2014 16:46:04 +0530
Adhil Shetty Many people buy life insurance simply as a tax saving instrument. While it is true that life insurance offers tax benefits under section 80c of the Income Tax Act, the sole purpose of life insurance is to provide a protective cover in case of sudden death.
Fri, 08 Aug 2014 16:43:54 +0530
Adhil Shetty Buying multiple health insurance plans not only bring a more comprehensive cover to the individual, it also acts as a backup protection in case of any sudden job loss or the interim period between stitching jobs from one company to another.
Fri, 08 Aug 2014 16:39:43 +0530
Smitha Hari All policies cover the spouse and the dependent children of the policy holder. Oriental Insurance policy covers parents in laws too. Max Bupa policy does not specify of a ceiling in coverage on number of adults and children.
Thu, 07 Aug 2014 13:11:28 +0530
Pankaj Mathpal Watch the interview of Pankaj Mathpal, Optima Money Managers with Sumaira Abidi on CNBC-TV18, in which he advised on health insurance.
Tue, 05 Aug 2014 19:20:43 +0530
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